Mumbai Thoughts >> I love the fast life of Mumbai : Manpreet    |    I hate the dirty beaches of Mumbai ☹ : Priyesh Y.    |    I love the sea-link in Mumbai : Abhijit    |    I love that Mumbai knowshow to welcome festival : Aarti G.    |    I hate the non provision for cyclists in Mumbai ☹ : Asheen A.    |    I love that Mumbai is a safe place for women : Madhu G.    |    I love the diversity of Mumbai : Manish M.    |    I love Marine Drive in Mumbai : Krupa T.    |    I love that it never gets too cold in Mumbai : Kshipra L.    |    I love that Mumbai never sleeps : Rashair C.    |    I love the vibes of Mumbai : Devanshu    |    I love that people from different cultures live and work together in Mumbai : Saurabh K.    |    I love the holy songs singing in the train in Mumbai : Abhijit    |    I love that Mumbai is a financial innovation capital : Jimmy P.    |    I love the nightlife of Mumbai : Aditi R.    |    I hate the bad civic amenities of Mumbai ☹ : Afrid W.    |    I love the street food of Mumbai : Jessica N.    |    I hate that people are not following traffic rules in Mumbai ☹ : Komal S.    |    I hate the dirt of Mumbai ☹ : Aditi R.    |    I hate the roads potholes of Mumbai ☹ : Arjun M.    |    I hate the lack of recreational areas in Mumbai ☹ : Tehsin L.    |    I love the old British colonial architecture of Mumbai : Krupa T.    |    I hate the lack of proper urban planning in Mumbai ☹ : Manpreet    |    I love the speed of Mumbai : Pratik C.    |    I love the liveliness of Mumbai : Sanjay B.    |    I love vada pav in Mumbai : Priyesh Y.    |    I hate to see homeless people in Mumbai ☹ : Lester M.    |    I hate the lack of gardens in Mumbai ☹ : Madhu G.    |    I love the honestly of daba walas in Mumbai : Kiran M.    |    I hate the behaviour of government people in Mumbai ☹ : Milan N.    |    I love that Mumbai is being the financial capital of India : Sanjay B.    |    I love that Mumbai is a city of dreams : Yogita S.    |    I love that Mumbai is home to so many people and cultures : Arjun M.    |    I hate the stressfull life of Mumbai ☹ : Srinibas P.    |    I hate the sense of filth in Mumbai ☹ : Sunishi G.    |    I love Mumbai coastline : Hitesh K.    |    I love the beach of Mumbai : Irsad S.    |    I love the helpfull population of Mumbai : Riddhi S.    |    I love the colonial areas of Mumbai : Milesh S.    |    I love the social life of Mumbai : Lester M.    |    I love that Mumbai is a land of opportunities : Madhu G.    |    I love the good educational facilities of Mumbai : Stanlay B.    |    I love that there is so many things to for entertainment in Mumbai : Saurabh K.    |    I hate dirty politics of Mumbai ☹ : Imran S.    |    I hate the poor drainage system of Mumbai ☹ : Irsad S.    |    I love the better employment opportunities of Mumbai : Raza A.    |    I hate the lack of nature in Mumbai ☹ : Brinda M.    |    I love the inclusive nature of Mumbaikars : Sunishi G.    |    I hate the corruption of Mumbai ☹ : Arjun M.    |    I love the Neo Gothic structures of Mumbai : Faiyar S.    |    I hate the price of real-estate in Mumbai ☹ : Cherylann M.    |    I love the safety of Mumbai : Radhika P.    |    I love the sea in Mumbai : Pradeep M.    |    I hate the lack of open spaces in Mumbai ☹ : Anthony D.    |    I love the vibrant life of Mumbai : Afrid W.    |    I hate the unclean nature of Mumbai ☹ : Sarit P.    |    I hate the infrastructures of Mumbai ☹ : Rashair C.    |    I love the cultural diversity of Mumbai : Cherylann M.    |    I hate the dirt of Mumbai ☹ : Madhu G.    |    I hate the uncleanliness of Mumbai ☹ : Devanshu    |    I hate the crowded trains of Mumbai ☹ : Raza A.    |    I love the traditions of Mumbai : Dhaval C.    |    I hate the transportation system of Mumbai ☹ : Aarti G.    |    I love the festival in Mumbai : Abhijit    |    I hate the poorly maintained heritage buildings of Mumbai ☹ : Krupa T.    |    I love the cosmopolitan culture of Mumbai : Sarit P.    |    I love sunset at beach in Mumbai : Jayant V.    |    I hate the long time of commuting in Mumbai ☹ : Radhika P.    |    I love that Mumbai always stand united : Aarti G.    |    I love the great restaurants of Mumbai : Radhika P.    |    I hate the extremely high cost of living of Mumbai ☹ : Piyush R.    |    I love the culture opportunities of Mumbai : Dupa P.    |    I hate the inadequate public transport infrastructures of Mumbai ☹ : Saurabh K.    |    I hate the lack of ecofriendliness of Mumbai ☹ : Manpreet    |    I hate the unnecessary honking on the streets of Mumbai ☹ : Krupa T.    |    I love the night life of Mumbai : Satish    |    I hate that Mumbai is pedestrian unfriendly ☹ : Milesh S.    |    I hate the noise pollution of Mumbai ☹ : Radhika P.    |    I hate the noise in Mumbai ☹ : Pradeep M.    |    

Breaking it down: How to open a Bank account in Mumbai

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  • BHC Team

After the whole demonetisation fiasco, it's evident just how important a bank account really is. Though India's economy is largely cash-based, bank accounts make it safer and more convenient to save money and complete transactions. Whether you're a student opening your first account, or a senior citizen finally recognising the value of one, Big Happy City shows you just how easy it is to start.

A quick internet search will show you the most popular banks in India. Log on to their websites and have a look at their offerings. Most private banks remain competitive, and so their services are likely to be similar. You could also ask your friends and family who they bank with, and what their experiences have been like.

Locate the closest branch:
Many banks now have the "locate a branch" feature right on their website, which makes it very easy to find the branch closest to your home or workplace. If they don't, a call to their generic toll number would also do the trick. Visiting the branch to talk about your options and learn more about them before opening an account may be a good idea.

Banks now request different forms of ID in order to open an account, so make sure you find out which ones you need. These usually include an Aadhar Card, PAN Card, passport copy, and your bank's application form (which may have to be filled out online). If you don't have one of these documents, ask your bank what alternatives you can provide in its place, such as a rental agreement, rent or electricity bill, or driving license.

Submit your documents, and ask when your account will be ready to use. If you have not received a notification within the expected time, call or visit the bank to check on your account's status. Once it's opened, you will receive your account number, online login credentials, passbook, and debit card. And now you're ready to start making cashless transactions!

Mumbai, and India as a whole, are now developing into technology-driven financial hubs, and a bank account is the first step in participating in that economic change.