Mumbai Thoughts >> I love vada pav in Mumbai : Priyesh Y.    |    I love the good educational facilities of Mumbai : Stanlay B.    |    I hate the dirt of Mumbai ☹ : Aditi R.    |    I love the traditions of Mumbai : Dhaval C.    |    I hate the stressfull life of Mumbai ☹ : Srinibas P.    |    I love the better employment opportunities of Mumbai : Raza A.    |    I love that Mumbai knowshow to welcome festival : Aarti G.    |    I love that Mumbai is a financial innovation capital : Jimmy P.    |    I love the fast life of Mumbai : Manpreet    |    I love the helpfull population of Mumbai : Riddhi S.    |    I love the Neo Gothic structures of Mumbai : Faiyar S.    |    I love the sea in Mumbai : Pradeep M.    |    I hate the non provision for cyclists in Mumbai ☹ : Asheen A.    |    I love the great restaurants of Mumbai : Radhika P.    |    I hate the noise pollution of Mumbai ☹ : Radhika P.    |    I love the holy songs singing in the train in Mumbai : Abhijit    |    I hate the lack of gardens in Mumbai ☹ : Madhu G.    |    I love the liveliness of Mumbai : Sanjay B.    |    I hate the lack of recreational areas in Mumbai ☹ : Tehsin L.    |    I hate the long time of commuting in Mumbai ☹ : Radhika P.    |    I love the cosmopolitan culture of Mumbai : Sarit P.    |    I love the cultural diversity of Mumbai : Cherylann M.    |    I love the night life of Mumbai : Satish    |    I love the colonial areas of Mumbai : Milesh S.    |    I love sunset at beach in Mumbai : Jayant V.    |    I love that Mumbai always stand united : Aarti G.    |    I love the nightlife of Mumbai : Aditi R.    |    I hate dirty politics of Mumbai ☹ : Imran S.    |    I hate the infrastructures of Mumbai ☹ : Rashair C.    |    I hate the transportation system of Mumbai ☹ : Aarti G.    |    I hate the behaviour of government people in Mumbai ☹ : Milan N.    |    I hate the poorly maintained heritage buildings of Mumbai ☹ : Krupa T.    |    I love that there is so many things to for entertainment in Mumbai : Saurabh K.    |    I love that Mumbai never sleeps : Rashair C.    |    I love the inclusive nature of Mumbaikars : Sunishi G.    |    I hate the noise in Mumbai ☹ : Pradeep M.    |    I hate the extremely high cost of living of Mumbai ☹ : Piyush R.    |    I hate the unnecessary honking on the streets of Mumbai ☹ : Krupa T.    |    I love that people from different cultures live and work together in Mumbai : Saurabh K.    |    I love Mumbai coastline : Hitesh K.    |    I hate the inadequate public transport infrastructures of Mumbai ☹ : Saurabh K.    |    I hate the uncleanliness of Mumbai ☹ : Devanshu    |    I hate the roads potholes of Mumbai ☹ : Arjun M.    |    I hate the corruption of Mumbai ☹ : Arjun M.    |    I love the sea-link in Mumbai : Abhijit    |    I love the vibrant life of Mumbai : Afrid W.    |    I love the speed of Mumbai : Pratik C.    |    I love the vibes of Mumbai : Devanshu    |    I love the festival in Mumbai : Abhijit    |    I hate the price of real-estate in Mumbai ☹ : Cherylann M.    |    I love the social life of Mumbai : Lester M.    |    I love the old British colonial architecture of Mumbai : Krupa T.    |    I love the safety of Mumbai : Radhika P.    |    I love Marine Drive in Mumbai : Krupa T.    |    I hate the lack of proper urban planning in Mumbai ☹ : Manpreet    |    I hate the dirt of Mumbai ☹ : Madhu G.    |    I hate the sense of filth in Mumbai ☹ : Sunishi G.    |    I hate to see homeless people in Mumbai ☹ : Lester M.    |    I hate that people are not following traffic rules in Mumbai ☹ : Komal S.    |    I love that Mumbai is a land of opportunities : Madhu G.    |    I love the street food of Mumbai : Jessica N.    |    I hate that Mumbai is pedestrian unfriendly ☹ : Milesh S.    |    I love the diversity of Mumbai : Manish M.    |    I hate the unclean nature of Mumbai ☹ : Sarit P.    |    I love the culture opportunities of Mumbai : Dupa P.    |    I love that it never gets too cold in Mumbai : Kshipra L.    |    I love that Mumbai is a safe place for women : Madhu G.    |    I hate the bad civic amenities of Mumbai ☹ : Afrid W.    |    I love the honestly of daba walas in Mumbai : Kiran M.    |    I hate the poor drainage system of Mumbai ☹ : Irsad S.    |    I hate the lack of open spaces in Mumbai ☹ : Anthony D.    |    I hate the lack of nature in Mumbai ☹ : Brinda M.    |    I love the beach of Mumbai : Irsad S.    |    I love that Mumbai is home to so many people and cultures : Arjun M.    |    I hate the lack of ecofriendliness of Mumbai ☹ : Manpreet    |    I love that Mumbai is a city of dreams : Yogita S.    |    I hate the crowded trains of Mumbai ☹ : Raza A.    |    I love that Mumbai is being the financial capital of India : Sanjay B.    |    I hate the dirty beaches of Mumbai ☹ : Priyesh Y.    |    

Breaking it Down: How to apply for a PAN Card

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  • BHC Team

A Pan Card is a Government authorised identity required for any citizen to pay taxes or to perform any transaction that requires the use of PAN information. It is one of the most important identification document that is indispensable for all bank deposits, insurance or mutual fund purchases. Over the years, applying for the Pan Card has grown into a hassle free and extremely simple two step process that includes application for the PAN Number by filling a form and consequent dispatch by the Income Tax Department. Applications may be made, both online and offline. PAN Card Applications are furnished by The NDSL and UTIITSL as the primary agencies, while there are district level agencies appointed by the Income Tax Department responsible for acceptance of PAN Card applications.

Applications can be submitted at PAN centres situated all over the country. The applicant is required to download and fill form 49A or 49 AA . Offline procedures are mainly for individuals who do not have instant access to the internet such rural citizens or villagers.

For those citizens who reside in technologically advanced areas, the Indian Government has launched an online system for the application of PAN Card. The NSDL and UTIITSL carry out all online administrative functions in relation to generation of the PAN Card. The applicant is required to fill and submit the application form and make an online payment of the processing fee. The required proof of address and identity must then be submitted through post.

The fees vary in accordance with the kind of application. NRI applicant and foreign applicants must pay a higher denomination as compared to an ordinary Indian Citizen. The fee includes all processing and postal handling charges. The sum for an ordinary citizen of India is Rs. 107, which can be made by demand draft, Credit Card / Debit Card or Net Banking. For all foreigners, the amount can be paid by Demand Draft, Credit/ Debit Card, for a sum of Rs. 994, directed to the Mumbai address only. There are only a select number of countries that may apply for the PAN Card. The rest of the countries are required to contact the NDSL for further information.

The applicant is required to attach two passport sized photographs taken before a white background in the acknowledgement area of the form. The photographs should not be stapled or clipped, as the quality and clarity of image appearing on the original PAN Card will depend on the condition of the image given in the form.

Foreigners intending to own some form of business or make any kind of financial transactions, require a PAN Card as well. For Non Residential Indians or foreigners, similar procedures must be followed. However, the required to be filled and submitted is 49AA.

NRIs- Non Residential Indians require a PAN Card to perform any tax payments in India. However, the form submitted by them is the same as an Indian Citizen, as the applicable fees and documents required for them, is the same as an Indian Citizen.

In case a citizen misplaces the PAN Card as a result of theft or a natural calamity, an application for the reprint of PAN is required to be submitted. The agency issues an acknowledgement copy after verifying it with your previous PAN Card copy. The details on the card remain the same as the details submitted for the original application. However, it is essential for the individual to submit the the PAN card copy or PAN Card acknowledgement letter, in person, to the NDSL or UTIITSL.

Documents required for the application of PAN Card:

Proof of Identity:
Aadhaar Card issued by the Unique Identification Authority of India
Elector's photo identity card
Driving License
Passport
Ration card having photograph of the applicant
Arm's license
Photo identity card issued by the Central Government or State Government or Public Sector Undertaking
Pensioner card having photograph of the applicant
Central Government Health Service Scheme Card or Ex-Servicemen Contributory Health Scheme photo card

Certificate of identity in Original signed by a Member of Parliament or Member of Legislative Assembly or Municipal Counsellor or a Gazetted officer, as the case may be (in prescribed format)
Bank certificate in Original on letterhead from the branch(along with name and stamp of the issuing officer) containing duly attested photograph and bank account number of the applicant (in prescribed format)
Aadhaar Card issued by the Unique Identification Authority of India
Elector's photo identity card
Driving License
Passport
Passport of the spouse
Post office passbook having address of the applicant
Latest property tax assessment order
Domicile certificate issued by the Government
Allotment letter of accommodation issued by Central or State Government of not more than three years old
Property Registration Document

Copy of following documents of not more than three months old:
Electricity Bill
Landline Telephone or Broadband connection bill
Water Bill
Consumer gas connection card or book or piped gas bill
Bank account statement or as per note 2
Depository account statement
Credit card statement

Certificate of Address in Original signed by a Member of Parliament or Member of Legislative Assembly or Municipal Counsellor or a Gazetted officer, as the case may be (in prescribed format)
Employer certificate in original (in prescribed format).
Copy of the following documents if they bear the name, date, month and year of birth of the applicant:

Aadhaar card issued by the Unique Identification Authority of India
Elector's photo identity card
Driving license
Passport
Matriculation certificate or Mark sheet of recognised board

Birth certificate issued by the municipal authority or any office authorised to issue birth and death certificate by the Registrar of Birth and Deaths or the Indian Consulate as defined in clause (d) of subsection (1) of section 2 of the Citizenship Act, 1955 (57 of 1955)
Photo identity card issued by the Central Government or State Government or Central Public Sector Undertaking or State Public Sector Undertaking
Domicile certificate issued by the Government
Central Government Health Service Scheme photo card or Ex-servicemen Contributory Health Scheme photo card
Pension payment order
Marriage certificate issued by the Registrar of Marriages
Affidavit sworn before a magistrate stating the date of birth

Updates on the PAN procedures can be acquired on the internet using the ‘Status Tracking' option. The reference number present at the end of the application should be used to track the status. The system usually takes around 15-30 days to process your request. Applications made through the UTITSL can be tracked through the coupon number that is generated by the department.

Owning a PAN Card grants you credibility. The Government can avail various loans and mortgages to a citizen owning a PAN Card. The PAN Card is essential to buy or sell all immovable properties, any kind of automobile, or to open a bank account. The PAN Card is essential to buy shares or debentures exceeding the value of 1 lakh rupees. Most importantly, it can be used a valid proof of identity throughout the country. Make sure you've applied for a PAN Card if you already haven't.